Dental health is a very important part of our overall health, so much so that when our dental health tanks, our overall health suffers. This is why 88% of all Americans are subscribed to at least one dental insurance plan, according to the National Association of Dental Plans (NADP) report.
Dominion Dental Services, Inc., is a well-known provider of dental insurance in the US insurance marketplace. Dominion dental insurances are competitively priced, and the coverage options they offer are broad, thus making them affordable and accessible.
In this review, we will examine Dominion dental insurance offerings in detail, provide valuable insight into its plans and the coverage they offer, as well as their costs. Also, we will examine the feedback subscribers to Dominion dental insurance are leaving about their experience with the services they subscribed to.
Company Overview
Dominion Dental Services, Inc., is a leading US dental insurer with offices in Arlington County, Virginia, in the United States of America. Dominion Dental Services, Inc., is part of the larger Dominion Dental Services USA, Inc., a licensed administrator of dental and vision benefits.
Dominion Dental Services, Inc. operates out of its offices located in Arlington, Virginia, in the United States. Dominion Dental Services, Inc. offers quality dental insurance plans to individuals, families, and corporations in states in and around the United States’ mid-Atlantic region, specifically in Delaware, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Missouri, New Jersey, North Carolina, Oregon, Ohio, Pennsylvania, Virginia, and West Virginia.
Dominion Dental Services, Inc., prides itself on being the provider of dental insurance benefits that “work for everyone.”
Read also: Best Dental Insurance in Utah
Dominion Dental Insurance Plan Options
Dominion Dental Services, Inc. provides two broad groups of dental insurance to its enrollees. They are the Select and Elite PPO plans. In between these two broad groups of dental plans, Dominion Dental aims to cater to the diverse dental care needs of individuals, families, and groups.
The dental insurance plan options that are available include
1. Select Plans:
- Select Plan Basic for families
- Select Plan Premium for families
- Select Plan Basic Kids for children aged 19 years or less
- Select Plan Premium Kids for children aged 19 years or less
2. Elite PPO Plans:
- Elite PPO Preventive, for families
- Elite PPO Basic, for families
- Elite PPO Basic Kids, for children aged 19 years or less
- Elite PPO Plus, for families
- Elite PPO Premium, for families
- Elite PPO Premium Kids, for children aged 19 years or less
You can expect to have access to a network of more than 350,000 dentists nationally and at very low out-of-pocket costs.
Additionally, your subscription to any of these dental insurance plans will give you complimentary access to discounts on hearing aids and services, teledentistry services, and exclusive discounts on premium oral care products and accessories offered by Z Dental.
Dominion Dental Insurance Plans Coverage Details
Generally, Dominion Dental Services, Inc. provides coverage for basic services, major services, and orthodontic services. For most of these services, there are deductibles as well as maximum benefits that apply in the plan year. There is also some reasonable out-of-network allowance for enrollees.
Specific services covered by the typical Dominion dental insurance include:
- Evaluation
- Emergencies or problem-focused exams
- Prophylaxis (cleaning, scaling, and polishing of teeth)
- Bitewing x-rays
- Palliative treatment of dental pain
- Periapical x-rays
- Full mouth or panoramic x-ray
- Teledentistry
- Simple extraction of teeth
- Amalgam and composite fillings
- Pin retention of fillings
- Antibiotic injections administered by a dentist
- Oral surgery
- Post-operative care for several degenerative teeth and gum conditions
- Endodontic treatment of disease of the tooth, pulp, root, and related tissue
- Periodontic services
- Repair of dentures or fixed bridgework
- General anesthesia and analgesia, including intravenous sedation
- Restoration services
- Scaling and debridement
- Prosthetic services
You must take time out to review the details of any Dominion dental insurance plan you intend to subscribe to, as the extent of services, out-of-pocket costs, and benefits vary greatly between these plans.
Read also: Top 5 Dental Insurance That Covers Invisalign
Cost and Pricing
Dental insurance from Dominion Dental is competitively priced, although applicable premiums vary from one plan to the next and depend on the location of the enrollee as well as the number of individuals being covered under the plan.
In addition, Dominion Dental offers flexible monthly, quarterly, or annual payment options for its policies. There are promo discounts for new enrollees who subscribe to an annual plan.
Pros of Using Dominion Dental Insurance
- Affordable premium payments and payment terms, making dental insurance more affordable for individuals, families, or groups on a budget
- An extensive network of providers that facilitates enrollees’ timely access to dental care and reduces their out-of-pocket expenses
- Extensive coverage options to cater to the large variety of dental care needs of enrollees
- User-friendly interfaces like the insurer’s website, which make it easy to locate providers in the network, manage policies, and track claims
- Multiple customer service channels
Cons of Using Dominion Dental Insurance
- Limitations in coverage provided, as some enrollees may find out that their subscribed plan doesn’t cover as many services as they would have wanted it to, especially for most of the Basic dental insurance plans
- Expensive out-of-network services lead to more out-of-pocket costs in those cases where it is expedient for an insured to access care outside of the network
- Wide variability in the premium paid and coverage benefits, dependent on enrollee location across state and local areas
- Limitations on annual maximums imply that the insured will most likely pay a greater proportion of dental care costs out-of-pocket, especially for major procedures and surgeries.
Read also: Pros and Cons of Having Two Dental Insurance
Dominion Dental Insurance Compared to Its Competitors
Dominion Dental Services, Inc.’s dental insurance offerings stand out for their affordability and the variety of coverage that is available. However, most competitors’ offerings stand out for their higher coverage limits and additional benefits under their basic plans.
Conclusion
Dominion Dental Insurance has affordable dental insurance plans for individuals and families seeking coverage for their dental care. There is also a reasonably large network of providers and good customer service.
Overall, Dominion Dental Services, Inc.’s offerings are quite competitive in the insurance marketplace. However, it is important that you carefully review the details of the plan you are getting subscribed to and understand the coverage it offers for yourself and your family.
